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Welcome to Stage Presence Homes
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Welcome to Stage Presence Homes Brokerage, your source for Ramona and San Diego County real estate.
Specializing in Short Sale listings and negotiations. We have investor buyers ready with CASH to make offers on your house TODAY! We will help you with the tax and credit ramifications of short selling your home and if it is possible, we will advise you on modifying your current loan so you can stay in your home.
In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Ramona and San Diego County with my New Listings Notification.
I also specialize in helping first time home buyers; I help you get your credit report ready to shop for the best loan program and search for homes in places most other agents can't- auctions, bank foreclosures, and investor inventory -because I am an active real estate investor.
If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation. |
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Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.
In addition, if you have any general questions about financing, buying or selling real estate in California, please contact me as I'm more than willing to help.
Please browse my website for listings, reports and important local real estate information.
Make sure to periodically check out my BLOG for market information and interesting tidbits !
Sincerely,
Debbie Espinoza, Realtor, Broker, ePro
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The government program that gives homebuyers that have not owned a home in the past three years an $8000 credit is set to expire on November 30th. Since the purchase of homes is critical to the recovery of our economy; much more so than giving $4500 for...
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The government and the journalists seem to leave out some of the important stuff when they tout the "wonderful" lending opportunities of Fannie Mae and Freddie Mac government backed loans. We need to remember that Fannie and Freddie are in the...
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The median price for all So. Cal homes combined last month was $250,000- This is down 10.1% from $278,000 in December- and down a whopping 39.8% from January 2008 when the median price was $415,000. All total Southern California is down 50.5% from it's...
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The basic principles for Hope Now; a program overseen by a board made up of Secretary of HUD, Secretary of Treasury, Chairman of the Federal Reserve Board and the Chairman of the Federal Deposit Insurance Corp; were that: Lender permission needed for...
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In an effort to stop homeowners from purchasing a new home and then defaulting on their current home (termed 'Buy & Bail' in the industry); the FHA is making it harder to qualify for a federally insured loan to make the new home purchase....
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Debbie Espinoza, Broker   Stage Presence Homes Lic# 01368091Ramona, CA* (760)788-6935 Phone & FAX* deb@DebEspo.com |
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